To study in Lower Saxony, you will have to prove that you have health insurance that is valid in Germany for the duration of your stay. Should you need a visa to enter Germany, you will already need the certificate of insurance when applying for the visa. Otherwise, you will be required to provide a proof of your health insurance when you enrol at university.
Students from EU-countries as well as from several other countries will not need additional health insurance, since the insurance valid in their home country will also be accepted in Germany. Private health insurance may be recognised as well. Please contact your health insurance company at home, or the International Office of your university of choice to find out which options you have concerning health insurance.
Should your foreign health insurance not be recognised, or should you not have health insurance in your home country, you will have to take out statutory or private health insurance in Germany. We recommend statutory health insurance, if you qualify for it.
For students, the contribution for statutory health insurance is about 110 Euro per month, provided that you are under 30 years of age and have not studied more than 14 semesters yet. If you do not qualify for student health insurance, you will have to take out private health insurance. This will cost you at least 190 Euro per month. (Last update: March 2024)
Find more information on health insurance and medical care in Lower Saxony here.